indigo credit card complaints

I NEVER USED THIS CARD. It's a shady business and they are lining themselves up for a lawsuit. Last updated on: Apr 9th, 2021 at 10:44 ET, Offer last updated: Apr 9th, 2021 at 10:44 ET. Yeah. Good card to build credit or to rebuild your credit. Indigo Card ranks 20 of 191 in Cards category. Auto, homeowners, and renters insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748). The Indigo Card has an annual fee of $0 - $99, which is worth paying if you have damaged credit and need a credit card with no deposit. I could have sent it for nothing. I have never been late making a payment to you. This is the one card I'm going to pay off and cut off. The low limit and 14-day payment cooldown forces you to really plan your how you use the card. Indigo did its job. The BBB gives the company an “A” rating, and Genesis has been accredited since 2017. Due to this, credit … One of the biggest complaints that customers have is that they don’t receive their paper bills. Rebuilding credit. And there are no benefits, other than they report quickly to the bureaus. They don’t always report to the credit Bureau I always pay it off before the bill is due the problem I have with this card it reports when I have a high balance even when I pay it off, Haven’t had this card for long: Trying to payoff. You can find contact details for Indigo Credit Card / Indigo Platinum Mastercard above. ComplaintsBoard.com is an independent complaint resolution platform that has been successfully voicing consumer concerns since 2004. HORRIBLE.? Lower Convenience Fee on IndiGo Flight Booking. However, it’s important for you to read up on customer experiences and decide for yourself whether you think this card is worth getting before you apply. Share your insights and review the Indigo® Mastercard® for Less than Perfect Credit. GUIDE . LATE FEES: Up to $39. Customer service has not been experienced yet, however I have not had a bad experience with them yet. The price you pay for letting your credit slip. If you don’t pre-qualify for the Indigo Card, you may be invited to apply for a different card from another bank instead. I'm disabled and have no computer, printer or fax so had to go to the library and it costs me $7 to send proof that it's been paid. Amazing credit card. Cash advances are convenient, but they are also risky, because you may end up spending more money on one than you think. Answered my questions. Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. The card has a generally favorable reputation based on user reviews, and the company is reputable as shown by its BBB rating. BBB accredited since 5/4/2007. Instead of offering to raise my credit limit, they just send me constant emails trying to get me to apply for their other credit cards, with equally anemic credit limits, and where you pay lots of fees on everything... Plus your statement cycle is just like 25 days or something, instead of 31. Finally, you can contact Indigo Credit Card customer service in writing at: Genesis FS Card Services PO Box 4477 Beaverton, OR 97076-4477. The Indigo Credit Card is a pretty good unsecured credit card for people with bad credit, offering a $300+ credit limit with no security deposit needed. As far as I'm concerned, they owe me $7 for having to prove something that is entirely their fault. The Indigo Credit Card is unsecured, which means that you don't need to make a security deposit to get it. I paid the $32.00 I owed on this card 2 months ago and it still shows on my credit report! had a zero balance seen a 99 dollar charge which was a annual fee. At first, I wanted to send it back. | You can’t check your Indigo Credit Card application status online, unfortunately. CREDIT LIMIT: Low credit limits. Only mortgage activity by Credit Karma Mortgage, Inc., dba Credit Karma is licensed by the State of New York. Report notes March 9th due.. And in the meantime, you can sign up for WalletHub’s free credit reports and scores to make sure your credit is in the best possible shape when you apply. Coronavirus has hit me pretty hard. Basically credited my payments the next day. As an added plus, your monthly Indigo card payments are reported to all three major credit bureaus, which can help build a positive payment history. Quick, Easy Application Process Application for this card is fast and easy. Never again.Has to be the worst to pay to them . First of all, they lost my first card 3 times - it took almost 5 months to get it. Also, charges high monthly payments. Also they will never ever give you more than 300.00 credit limit no matter how long you have has this card. Tell the representative that you would like to check the status of your Indigo credit card application, and give them your full name, Social Security number and date of birth. While the card from First Progress offers credit lines of up to $2,000 (vs. the $300 of the Indigo Platinum Mastercard), the credit line must be secured by a deposit of the same amount. Now, So, this card is great in that if your credit is worst of the worst, you can get approved for it and restart. I NEVER got ONE piece of mail from this company.? The Consumer Financial Protection Bureau does not have any complaints data on Genesis Financial Solutions. Had my card for a year now and it help me rebuild my credit. Piece of garbage card. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. Terrible card! The credit limit goes only as high as $300, and possibly lower due … Insert your credit card and type in your PIN. Fraud protection for stolen or lost cards. When the automated system asks for your account number, keep hitting the pound key until it transfers you to a customer service representative. And while you now know the basics, there are some other important pieces of information you should be aware of. Never will use this card again. Also no way to get a credit increase. Indigo credit card customers’ payment history is reported to all three major credit bureaus – Equifax, Experian, and TransUnion. It’s possible to later request an Indigo Mastercard credit limit increase, but approval will depend on your payment history, overall creditworthiness and ability to afford a higher limit. Get with the new age Indigo. Billing information is important to know the balance on your card and what you’ve spent so far. These complaints do have some merit, too. So I had this card....we opened it in 2017.? Just a bad card all around, super difficult to cancel, and only payable on their site. Since then I absolutely love the card and do not want to return it or cancel it. Credit Karma Mortgage, Inc. NMLS ID# 1588622, Credit Karma Offers, Inc. NMLS ID# 1628077. Full Indigo® Credit Card Review: ANNUAL FEE: $75 the first year, $99 thereafter. Honest people. Recieved the card. You can track your progress with WalletHub’s free daily scores and reports. Beware. (700's) This will open the door for new offers and better interest rates. I'd try with a different credit card company first, if you can, like Merrick or Capital One. We’ll fill you in below. REWARDS: No rewards. On top of that, they don't have an APP, so you can't really manage things easily unless you're at a desk top -- which their site on the web is the LEAST thrills ever possible for a credit card company. The Indigo® Platinum Mastercard® is an option if you want to a simple card to build or rebuild your credit, but it has lots of customer complaints. Got approved. That’s because it’s based on a, If you get pre-approved, that means you have a. These guys are worse than loan sharks; DON’T GET THIS CARD! This is the second month this has happened. Furthermore, offers have not been reviewed or approved by the offering institution. would recommend as a starter card. Wallethub doesn’t charge for this service. Here we are in June 2019 and they are "suing me" for forceful repayment of a DEBT THAT HAS BEEN PAID!!? © 2007–2021 Credit Karma, LLC. ... CardRates serves millions of users with credit card rates, reviews, and tips from a team of 50+ leading experts. Cancelling account. Write full review The APR and Late Fees are high. If you book your IndiGo Flight Ticket using these … If you are interested in the Indigo® Mastercard® for Less than Perfect Credit, check out the following credit cards as well: Indigo® Mastercard® for Less than Perfect Credit is related to the following categories: Don't see what you're looking for? I would hope I'd get an apology but know I wont. WalletHub is an independent comparison service. good experience thus far. Product name, logo, brands, and other trademarks featured or referred to within I went from a very low bad credit rating to be just shy of being in the good range. Mine cleared my bank on February 7 and still has not cleared. The Indigo Platinum Mastercard is exactly that type of credit card, and if you are struggling with a low credit score, this is the review you should be reading. I give it 2 stars because there are even WORSE credit cards out there, unbelievable as it seems, but... once you're in with them, it's hard to get rid of them if your credit age isn't very high, and you can't afford the credit score dip once you close it. Now all of a sudden I'm getting hit with late fees and past due notices. Cardholders may start out with less than $300 of available credit, however, as the Indigo Platinum Card’s annual fee will be charged when the account is opened. Good card, but they're overly strict when it comes to bounced payments. Trusted Credit Karma and applied for what I believed was a legit credit card. Accurate and pleasant customer service. Indigo is awful. The initial credit limit of $300 is standard for a credit building card, but is still pretty low when it comes to boosting your credit score. I call this the payday loan card because that is how it behaves, or at least in comparison to how payday loan places behaved before they started allowing you to do same day payment/reborrow. Indigo Card was first mentioned on PissedConsumer on Jan 17, 2019 and since then this brand received 162 reviews. indigo credit card is a rip off and scam. I would give this card and company a negative review if I could. Expert review. This card has one purpose only: to help you improve your credit by showing a record of responsible behavior. You will regret it. Choose the amount of cash you want to withdraw. I can neither recommend or say wether this is a good card to get, but it was easy to get approved for. Posted: October 29, 2020 . And since those cards are always two of the most popular unsecured credit cards for bad credit, the Destiny is … Then guess what another 3 weeks to ship. Though. Nevertheless, the Indigo Card receives a user rating of 3.5/5 stars across more than 2,000 reviews on WalletHub, as of July 2020. I have just been approved lately for this card. High interest they call you a lot. Great way to rebuild. Now I am afraid to activate and have decided not to after reading the negative reviews in which I only found one positive review which was probably by an employee of … They now need more information, copies of all my license and other information in order to send a replacement. Credit Karma is committed to ensuring digital accessibility for people with disabilities. My credit is becoming great. Thanks, Indigo. " A rare card that accepts applicants with a previous bankruptcy, Indigo offers those with less-than-perfect credit a reasonable APR and a variety of cool card designs to choose from." I NEVER EVER ACTIVATED THIS CARD OR SET UP A PIN TO USE THIS CARD. Good Service, I feel so bad because my account is closed, but I will pay my balance, is good credit card, to get good credit, I'll be trying again. Our website has detected that you are using an outdated browser. Saying I need to pay them $700 or they are going to garnish my wages and take much more than $700, likely $1800 or more!!? Any ATM with the same card network logo (e.g. This card is for those who fall into the fair credit rating. Poor customer service. Quick to take payment, but slow to make availability of credit!! When I had to dispute multiple random charges they helped and made it right! We are currently able to locate fewer than 10 negative reviews about Indigo Payments, none of which accuse the company of being a ripoff or a scam. Credit Card Processing Services in Atlanta, GA. See BBB rating, reviews, complaints, request a quote & more. Will pay my balance and try not to use. You can reach Indigo Credit Card customer service at 1-866-946-9545 from 6 a.m. to 6 p.m. Pacific time, 7 days a week. If not I would be applying for a different card with a different company because my credit will be improved. It’s accurate to the best of our knowledge when it’s posted. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. Further Review of the Indigo Credit Card That’s useful if you’re trying to establish or rebuild credit, as long as you make consistent, on-time payments. at Genesis Financial Solutions' secure site, It’s ok. What is the Indigo Platinum Mastercard credit limit? In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. WalletHub experts weigh in on the Indigo Credit Card. It’s always best to know the positive as well as the negative so you can make an informed decision whether you want to sign up for a card or not. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. The worst ever in my personal opinion . I have had increases frequently. If you’ve had trouble establishing or improving credit, the Indigo® Platinum Mastercard® Credit Card might be for you. even if you pay your balance in full they hold the payment for 14 days before they credit your account. I swear everywhere I looked said no annual fee, otherwise I wouldn't have applied. For the most part I’m glad I have the opportunity to have their card, Indigo has no app no credit increase company has bad customer service and $75 annual fee also they take 2 weeks to update your payment, The indigo MasterCard has been a great card for me they are very easy to get to when you call for customer service and they always do anything they can do to help.Thanks. Unlike a credit card application, checking for pre-approval won’t cause a temporary drop in your credit score. Now that I'm in a good place with my credit - I have other cards and none of them maxed - I can move on from a card that has a $300 limit with no possibility of an increase and a $99 annual fee. If this isn't something that you can do, you should probably stick with payday loans. How can I get an Indigo Credit Card cash advance? Opinions and ratings are our own. Fraud Protection. Take your Indigo credit card and PIN to an ATM. Indigo® Mastercard® for Less than Perfect Credit. I'm done with them. Yes I will keep this account open and continue to earn credit bonus. Matter of fact it's usually paid in full. I applied for this card. The overall rating of the company is 1.9 and consumers are mostly dissatisfied. Customer service one of the better ones out of fair/bad credit credit cards available on the market. Using your outdated browser will prevent you from accessing many features on our website. I was not happy with this card's features and benefits. It comes directly out of your checking account, and it took a week before my credit would be back on the card after I had paid it with a checking account. Credit Karma are the property of their respective trademark holders. Other Indigo® Credit Card Frequently Asked Questions: The most common Indigo Credit Card complaints among user reviews on WalletHub are about the card’s high fees, the lack of a mobile app to manage the card, and difficulty making payments. It's great if you have a bankruptcy and other such public marks on your credit. Credit Karma® is a registered trademark of Credit Karma, LLC. Before submitting an application, always verify all terms and conditions with the offering institution. Where can I get the Indigo Credit Card mobile app? I have called them on the phone and no issues. Join today — it’s free! But all is going. It offers a potential $0 annual fee for the first year, a 1% foreign transaction fee and reports to all three major credit bureaus.. Get some customer service. To apply for this card, go to https://wallethub.com/d/indigo-platinum-mastercard-2294c/ Indigo Card was first mentioned on PissedConsumer on Jan 17, 2019 and since then this brand received 170 reviews. You cannot get the Indigo Credit Card mobile app at this time, because there isn't any. The fees, due dates, and amounts hold no bearing on what they want to do. Just enter your full legal name, address, date of birth and Social Security number on the Indigo Card website, along with your email address and at least one phone number. ever having your credit line increase. I applied for this card, received it, used it and now want to get rid of it. I am hoping that with time, and responsibility on my part, that Indigo may offer me a card with better interest rates. If you have questions about your card, contact them at (866) 946-9545. that I'm working again, I'm just going to pay it off and move on... rebuild their credit damage with a secured credit card. Low credit limit, high fees, When I got laid off from my job due to the Covid shutdown back in March, I stayed in touch with them and was assured this would not affect my credit, that I could resume payment when I returned... months later, upon return to work, I find out my account was closed and sent to their collections department, though I haven't heard back from them yet either! The most common Indigo Credit Card complaints among user reviews on WalletHub are about the card's high fees, the lack of a mobile app to manage the card, and difficulty making payments. The Indigo Platinum Mastercard is designed for applicants with poor credit (which Experian, one of the three credit bureaus, defines as having a credit score of … I put that card on the list EVEN THOUGH it had been paid off, just to make them aware that I was entering a program.? We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Indigo Platinum Mastercard Review. But the low credit limit is a pain. Excellent bank to do business with! But those aren’t the only gripes that customers have with the card. However, you can manage your credit card online. But if you’re not sure which ATMs will allow you to withdraw cash with your Indigo card, call customer service to ask. Just because I was not using it, Indigo credit card is the way to go for credit-challenged people I went down the road of not being financially mature and I paid the price interest wise Indigo has really helped my credit improve when I'm able to purchase my home 2021 thank you. I will send them back their credit card in pieces and pay it off which won't take long with this small line of credit they gave me. I will send them back their credit card in pieces and pay it off which won't take long with this small line of credit they gave me. The Equifax logo is a registered trademark owned by Equifax in the United States and other countries. None. WalletHub’s free daily credit score updates, Credit One Bank® Platinum Visa® with Cash Back Rewards, Milestone® Mastercard® - Less Than Perfect Credit Considered, First PREMIER® Bank Mastercard Credit Card. This indigo card I don't like I'm closing my account, they want you to pay for nothing never used the card and I'm getting harrassed for money, no good, bad card. The card's annual fee can be quite expensive, but it … They call from numbers you can't call back and they give names like "Mary" and "Bob" so that when you try to ever reference that name, they are like yea right.? The Indigo Credit Card was built for people with damaged credit, so a bad score shouldn’t necessarily prevent you from qualifying. All Rights Reserved. The annual fee is high ($99). That is all they were concerned with. their inept in taking payment and doing business im paying off my balance and never using card again, They do not credit your account for payments. Select “Cash Advance” from the menu of options. No issues. I paid this the last day of Februrary! and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. I already gave you guys a review thank youI don’t know why I Gotta do to reverse very good one basically I said I’m very happy to have you but I wish you guys would give me a higher credit limit in the cupcake at least 500 would be nice thank you Edmund. These complaints do have some merit, too. The Annual Fee that you pre-qualify for will be determined based on our review of your credit profile. So far I like the card, wish they had an app. I've read a lot of negative reviews about the cooldown period between payment and available credit and this is spelled out in the terms. Will try for credit limit increase after 1 year. Submit your question about Indigo® Mastercard® for Less than Perfect Credit to our community. No matter which credit card you wind up getting, make sure to pay the bill on time every month. Bank proof w/thousands. They say this card will arrive in 2-3 weeks. So, the last call I got, and armed guard was going to show up to my work to hand me papers and/or make me pay the money back.? Easy to handle no problem so far with this credit card. AVOID these scumbags. told that I have zero credit available with a balance of $31 on it, with a $300 limit...?? I. Heck, with Merrick, you can get a $1400 credit line in just 6 months. What is the Indigo Credit Card customer service phone number? I don't have those marks so I shouldn't have applied, but I didn't realize that until much later. At the end of the day, Indigo Credit Card complaints should be taken with a grain of salt. But you can still be denied based on your credit history, income or current debt levels. Just found out this card does not offer credit increases. It’s a struggle every single month. That is, IF you get lucky and see that notice on the PDF statement you probably won't download to look at. What are some common Indigo Credit Card complaints? When you click "Apply Now" you will be directed to the offering institution's website. Multiple credit card benefits. Information is displayed first and foremost to help consumers make better decisions. Keeping card and paying payments as agreed will earn the initial deposit back to you. Low credit limit. And when it comes to trouble making payments, that seems to only be the case for a minority of cardholders. You can easily see whether you qualify for Indigo® Mastercard® for Less than Perfect Credit pre-approval online. This is a ridiculous company with horrible customer service. Please let us know if you notice any differences. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection. Here’s what to keep in mind when checking your Indigo Credit Card application status: If you check your Indigo Credit Card application status and find out that your application was rejected, you might consider applying for a secured card. Indigo approved me for a card when others wouldn't. I no longer wanted this card because of the way they take payments. The card compares favorably to both the Indigo Platinum Mastercard and the Milestone Gold Mastercard – two other quality credit repair credit cards from Genesis Financial Card Services. Some of the online companies will let you rollover or wait 3-4 days for your payment to clear. The Indigo card has a very low credit limit of $300, and as mentioned, your annual fee is deducted from this amount. My advice DO NOT GET APPLY FOR THE CARD! The Indigo Platinum Mastercard credit limit is $300. Where can you check your Indigo credit card application status? guess at first it must be a trust thing with Indigo. Initial Indigo Credit Card / Indigo Platinum Mastercard complaints should be directed to their team directly. I have enjoyed my time with this company or entity. You have to pre-qualify for the Indigo Mastercard before you can officially apply for an account, so anyone who wants the Indigo Card had better learn how to navigate the process. plus they closed my card when I was in good standing. You can also send documents via fax: 503-268-4711. Over a month later it still had not arrived, I requested a replacement. You’ll have time to fully review all the Terms & Conditions of your offer before you apply. I told them if they credited my payment it wouldnt be. Easy to understand how the card works. Stay way. APR: 24.90% for purchases. These complaints do have some merit, too. Enter your cell phone number and we’ll send you a link to install the WalletHub app. DO NOT GET THIS CARD !!!! We’ll estimate your chances of approval based on your credit profile. once u make a payment through ur checking account they will take money without authorization and say u did it.they r crooks and will screw u over. It's a good card to get for less than perfect credit as payment made on time and building credit. Love them for giving me a chance to fix my credit after my bankruptcy. Hoping to get more offers. I would just find another card and pass on this one unless it’s a last resort. You’ll also get: These ratings and reviews are provided by our users. Ask a question. I have had an Indigo card for a while now, I do not know who is doing it, but someone keeps charging things on my card and it is not me, And they will not help me. To get an Indigo® Mastercard® for Less than Perfect Credit cash advance, start by calling (866) 946-9545 to request a PIN for your credit card. App Store is a service mark of Apple Inc. If none than will try to pay off. They need to provide an email address for customers. Read user reviews to learn about the pros and cons of this card and see if it’s right for you. SECURITY DEPOSIT: $0. The card’s annual fee can be quite expensive, but it … First time logging into their site took 5 tries. I want to pay my billI want to pay my bill. Thanks Indigo! Only twice have I made a payment, and my payment was well above the minimum due. Visa/Mastercard) as your credit card should work. Vote Up 0 Vote Down Reply So here are some Indigo credit card complaints that we’ve found. Use this card if you must to get your credit higher, but cancel it when your credit is out of the fair range. The Indigo Platinum Mastercard is specifically designed for those with less than perfect credit. If we are unable to match you to a Indigo Mastercard ®, we may pre-qualify you for a credit card issued by another bank. Our editors’ review also gives the card a score of 3.0 / 5. I talked to two people that I couldnt even understand and they just kept telling me my account was over the limit by $4. That’s not the only other detail you should know before you call, either. indigo master card cancel my credit card i was never late on a payment and never went over been with them for 4 years /They pulled out $800 out of my bank account so they can get there payment in full and i never told them too then they closed my credit card… Credit card fraud is a huge concern for a lot of credit card users. They report to major credit bureaus and so far great experience.

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